Terms & Conditions

Last updated: 4 September 2025

These Terms & Conditions ("Terms") apply to your use of cogniora.website and services offered by Cogniora Institute Ltd. ("Cogniora", "we"). By accessing our site or enrolling in a program you agree to these Terms.

1. Eligibility & accounts

You must be at least 16 to use the site and 18 to enrol. You are responsible for keeping your account credentials confidential and for activities under your account.

2. Programs & changes

We may refine curriculum, schedules, mentors, or delivery methods to improve learning outcomes. Material changes to paid cohorts will be communicated to enrolled learners.

3. Fees & refunds

Fees are due as displayed at checkout or in your offer letter. Unless otherwise stated, taxes may apply. Refunds (if any) follow the policy provided during enrolment; statutory rights remain unaffected.

4. Acceptable use

5. Intellectual property

Site content, branding, and course materials are protected by intellectual property laws. You may not copy, distribute, or create derivative works without permission. You retain rights to the projects you personally create unless otherwise agreed in writing.

6. User submissions

Feedback, assignments, or forum posts you submit may be used by us to operate and improve services. Do not upload anything you lack the rights to share.

7. Third‑party services

We may link to third‑party tools or resources. We are not responsible for their content, terms, or policies.

8. Disclaimers

Services are provided "as is" and "as available". We do not guarantee uninterrupted access or specific outcomes. To the fullest extent permitted by law, we disclaim all warranties not expressly set out in these Terms.

9. Liability

We are not liable for indirect, incidental, or consequential damages. Our aggregate liability for claims arising out of the services will not exceed the amounts you paid us in the 12 months preceding the claim.

10. Termination

We may suspend or terminate access if these Terms are breached. You may stop using the site at any time. Clauses intended to survive termination will remain in effect.

11. Governing law

These Terms are governed by the laws of England and Wales. Disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Changes to these Terms

We may update these Terms from time to time. The revised version will be effective when posted with an updated date. If changes materially affect paid programs, we will notify enrolled learners.

13. Contact

Cogniora Institute Ltd., 88 Scholar's Walk, Cambridge, CB2 1AA, United Kingdom. Email: info@cogniora.website. Tel: +44 20 4579 7263.

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